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About this Episode

Bankruptcy attorney and Squid Game: The Challenge Season 1 contestant Chad Van Horn joins Dan Arriola to unpack the debt trap, the power of a financial fresh start, and life inside the competition as Player 286.

Chad breaks down Chapter 7 vs. Chapter 13 bankruptcy, how credit cards, buy now/pay later and sports betting can fuel a cycle of debt, and why helping clients regain hope is central to his work at Van Horn Law Group.

Then we go inside Squid Game: The Challenge—from casting and Red Light, Green Light to life without outside contact and keeping the experience secret for six months. We also explore building a law firm through digital marketing, The Fish Tank podcast, Miami Dolphins connections and business restructuring.

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Chapters

00:00 Preview: Debt isn’t the end

00:22 Welcome to Chad Van Horn

01:15 Why bankruptcy can be a fresh start

02:16 Credit cards and the debt spiral

04:19 Van Horn Law Group commercial

04:51 AI, side hustles and financial pressure

06:27 Chapter 7 vs. Chapter 13

09:05 The buy now, pay later trap

11:31 Sports betting and gambling debt

14:14 Rising bankruptcies and medical debt

16:07 Helping clients find hope

18:43 Building a law firm through digital marketing

21:13 Becoming Squid Game Player 286

24:13 Red Light, Green Light and life in the dorms

26:08 Returning to life after Squid Game

27:09 How being a lawyer helped in the game

29:06 The Fish Tank and Miami Dolphins connections

31:39 NFL player safety and legal disputes

35:23 Brightline and Chapter 11

37:59 Keeping Squid Game secret for six months

40:45 Where to find Chad

41:52 Outro

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Watch Episode 119 on YouTube


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Produced by Buena Vista Creative. Sponsored by Inktel. This episode includes a Van Horn Law Group commercial. Music: “Know Myself” — Patrick Patrikios.